Sapphire Credit Improvement Program Enrollment Quiz 1. Do you have one or more accounts in collections to include medical collections? Yes No 2. Do you have one or more charged-off accounts Yes No 3. Do you have at least one of the following on your credit report: repossession, bankruptcy, judgment, child support, tax lien, short sale, or foreclosure? Yes No 4. Do you have at least three late payments? Yes No 5. Have you or someone else on your behalf ever filed a false identity theft report? Yes No 6. Are you willing to commit 6-9 months to this process? Yes No Name Email Time's up Janeil Pierre