- info@SapphireCreditConsultants.com
Privacy Policy
Protecting your private information is our priority. This Statement of Privacy applies to www.SapphireCreditConsultants.com, Sapphire Credit Consultants, and its social media pages and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Sapphire Credit Consultants include www.Sapphire Credit Consultants.com. Sapphire Credit Consultants website is a Personal Finance site. By using The Financial Pilot website, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered on our site, The Financial Pilot may collect personally identifiable information, such as your:
- First and Last Name
- Mailing Address
- E-mail Address
- Phone Number
If you purchase Sapphire Credit Consultants products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Sapphire Credit Consultants’ public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the site. These may include: (a) registering for an account on our site; (b) entering a sweepstake or contest sponsored by one of our partners or us; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Sapphire Credit Consultants collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Sapphire Credit Consultants may also use your personally identifiable information to inform you of other products or services available from Sapphire Credit Consultants and its affiliates.
Sharing Information with Third Parties
Sapphire Credit Consultants does not sell, rent or lease its customer lists to third parties.
Sapphire Credit Consultants may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Sapphire Credit Consultants, and they are required to maintain the confidentiality of your information.
Sapphire Credit Consultants may disclose your personal information without notice if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with the legal process served on Sapphire Credit Consultants or the site; (b) protect and defend the rights or property of Sapphire Credit Consultants; and/or (c) act under exigent circumstances to protect the personal safety of users of Sapphire Credit Consultants, or the public.
Tracking User Behavior
Sapphire Credit Consultants may keep track of the websites and pages our users visit within Sapphire Credit Consultants in order to determine what Sapphire Credit Consultants services are the most popular. This data is used to deliver customized content and advertising within Sapphire Credit Consultants to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Sapphire Credit Consultants. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of Sapphire Credit Consultants’ website.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
- Delete your personal information from our records; and
- Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
- Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
- Debug to identify and repair errors that impair existing intended functionality;
- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
- Comply with the Texas Electronic Communications Privacy Act;
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
- Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
- Comply with an existing legal obligation; or
- Otherwise, use your personal information internally in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
Sapphire Credit Consultants does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
E-mail Communications
From time to time, Sapphire Credit Consultants may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our services, we may receive a notification when you open an email from Sapphire Credit Consultants or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Sapphire Credit Consultants, you may opt out of such communications by unsubscribing from emails by “replying STOP” or “clicking on the UNSUBSCRIBE button.”
Changes to this Statement
Sapphire Credit Consultants reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or updating any privacy information on this page. Your continued use of the site and/or services available through this site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
Sapphire Credit Consultants welcomes your questions or comments regarding this Statement of Privacy. If you believe that Sapphire Credit Consultants has not adhered to this Statement, please contact Sapphire Credit Consultants at:
Sapphire Credit Consultants
5900 Balcones Dr. STE 400
Austin, TX 78731
Email Address:
info@SapphireCreditConsultants.com
Telephone number:
(726) 200-4700